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	<title>Bankruptcy Aid</title>
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	<link>http://bankruptcy-aid.com</link>
	<description>Provides bankruptcy articles, guides and other related information for bankrupt individuals, businesses and professionals.</description>
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		<title>4 Ways to manage or stay away from medical debt</title>
		<link>http://bankruptcy-aid.com/2010/07/02/manage-medical-debt/</link>
		<comments>http://bankruptcy-aid.com/2010/07/02/manage-medical-debt/#comments</comments>
		<pubDate>Fri, 02 Jul 2010 02:33:08 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Debt Tips]]></category>
		<category><![CDATA[medical debt]]></category>

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<brveral researches reveal the fact that medical debt is the reason behind 62% of all personal bankruptcy filings in the United States. Studies also reveal that most of the people, who declare bankruptcy due to huge amount of medical debt, have health insurance policies. So, it is important that you learn to manage your medical bills so as to avoid filing a bankruptcy because of huge medical debt. Go through this article to know how to manage or stay away from medical debt.<!-- Easy AdSense V2.90 -->
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		<title>Two Types of Bankruptcy</title>
		<link>http://bankruptcy-aid.com/2010/02/25/chapter-seven-and-chapter-thirteen-bankruptcy/</link>
		<comments>http://bankruptcy-aid.com/2010/02/25/chapter-seven-and-chapter-thirteen-bankruptcy/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 22:01:42 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[chapter seven bankruptcy]]></category>

		<guid isPermaLink="false">http://bankruptcy-aid.com/?p=782</guid>
		<description><![CDATA[When you start to consider bankruptcy, you’ll be faced with two options: Chapter 7 or Chapter 13. Chapter 7 is sometimes referred to as a liquidation bankruptcy, because you have to dispose of all your assets. However, you can also discharge all your debt.

Chapter 13 allows you to keep some of your assets, as long as you repay them on a payment plan. It will also allow you to discharge some of your debt, but not all of it. Despite which you choose to file, you should list all your debts, and ultimately let the court decide to allow or disallow it.]]></description>
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		<title>Borrowing after Bankruptcy</title>
		<link>http://bankruptcy-aid.com/2010/01/04/borrowing-after-bankruptcy/</link>
		<comments>http://bankruptcy-aid.com/2010/01/04/borrowing-after-bankruptcy/#comments</comments>
		<pubDate>Mon, 04 Jan 2010 03:07:11 +0000</pubDate>
		<dc:creator>Denise</dc:creator>
				<category><![CDATA[Bankruptcy Tips]]></category>
		<category><![CDATA[Debt Tips]]></category>
		<category><![CDATA[More Articles]]></category>
		<category><![CDATA[after bankruptcy]]></category>
		<category><![CDATA[borrowing]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[post-bankruptcy]]></category>

		<guid isPermaLink="false">http://bankruptcy-aid.com/?p=766</guid>
		<description><![CDATA[Many people mistakenly believe that they will never be able to borrow money again after filing for personal bankruptcy.  On the contrary, lenders are more than eager to lend money to those who have just discharged a bankruptcy—at an inflated interest rate!  The situation is a win-win for lenders typically, as they will require some collateral upfront, charge a higher than market rate, and they also are secure in the knowledge that the debtor cannot file bankruptcy again for at least seven years.]]></description>
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		<title>How Bankruptcy Can Help With Foreclosure</title>
		<link>http://bankruptcy-aid.com/2009/12/31/how-bankruptcy-can-help-with-foreclosure/</link>
		<comments>http://bankruptcy-aid.com/2009/12/31/how-bankruptcy-can-help-with-foreclosure/#comments</comments>
		<pubDate>Thu, 31 Dec 2009 02:55:19 +0000</pubDate>
		<dc:creator>Denise</dc:creator>
				<category><![CDATA[Filing for Bankruptcy]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[automatic stay]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[mortgage foreclosure]]></category>
		<category><![CDATA[saving your house]]></category>

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		<description><![CDATA[You can avoid foreclosure completely, or at least delay the process by seeking the protection of the bankruptcy courts.  But it shouldn’t be the first thing you do!

Forbearance

You should first attempt to work out an alternative payment plan with your lender before seeking further assistance, but if they will not work with you and you can’t get them to agree to a different plan of action, filing bankruptcy may help.  Once you are behind on your house payments, your lender can take the necessary steps to enforce the terms of your loan by selling the house at a sheriff’s sale and recouping some or all of its money from the proceeds of the auction price.]]></description>
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		<title>Eight steps to get back on track after filing Bankruptcy</title>
		<link>http://bankruptcy-aid.com/2009/12/10/after-filing-bankruptcy/</link>
		<comments>http://bankruptcy-aid.com/2009/12/10/after-filing-bankruptcy/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 06:39:20 +0000</pubDate>
		<dc:creator>Denise</dc:creator>
				<category><![CDATA[Bankruptcy Tips]]></category>
		<category><![CDATA[Filing for Bankruptcy]]></category>
		<category><![CDATA[after filing bankruptcy]]></category>
		<category><![CDATA[post-bankruptcy]]></category>
		<category><![CDATA[re-establish credit]]></category>

		<guid isPermaLink="false">http://bankruptcy-aid.com/?p=748</guid>
		<description><![CDATA[Explains what to do after filing bankruptcy. When financial circumstances beyond your control (such as loss of income, divorce, or a catastrophic medical condition) push you over the brink, you may have no other recourse than to file for personal bankruptcy. However, that does not mean that you will never be able to get credit again.  On the contrary, it is now relatively simple to right the ship after bankruptcy, and it’s imperative that you immediately take steps to improve your credit rating.]]></description>
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		<title>Chapter 11 Bankruptcy</title>
		<link>http://bankruptcy-aid.com/2009/11/18/chapter-11-bankruptcy/</link>
		<comments>http://bankruptcy-aid.com/2009/11/18/chapter-11-bankruptcy/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 23:41:50 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Chapter 11]]></category>
		<category><![CDATA[Chapter 11 Bankruptcy]]></category>
		<category><![CDATA[favourite]]></category>

		<guid isPermaLink="false">http://bankruptcy-aid.com/?p=741</guid>
		<description><![CDATA[s the economy has plummeted deeper and deeper over the last two years, bankruptcy filings of all types were markedly increased.  This included companies who filed for reorganization under Chapter 11 of the United States Bankruptcy Code, which have nearly doubled in the past several years.  Among the filers were some very large corporations: Lehman Brothers, Washington Mutual, General Motors, Chrysler, and CIT Group.]]></description>
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		<title>Chapter 13 Bankruptcy</title>
		<link>http://bankruptcy-aid.com/2009/11/14/chapter-13-bankruptcy/</link>
		<comments>http://bankruptcy-aid.com/2009/11/14/chapter-13-bankruptcy/#comments</comments>
		<pubDate>Sat, 14 Nov 2009 02:00:35 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Chapter 13]]></category>

		<guid isPermaLink="false">http://bankruptcy-aid.com/?p=734</guid>
		<description><![CDATA[A chapter 13 bankruptcy is also called a wage earner&#8217;s plan, as it sets up terms for repayment out of the debtor’s net income.  The debtor or attorney proposes a repayment plan to the court for making installment payments on amounts owed to creditors.  The term is generally three to five years, and creditors are [...]]]></description>
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		<title>How to File for Bankruptcy &#8211; 10 Easy Steps</title>
		<link>http://bankruptcy-aid.com/2009/11/13/how-to-file-for-bankruptcy/</link>
		<comments>http://bankruptcy-aid.com/2009/11/13/how-to-file-for-bankruptcy/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 20:53:38 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Filing for Bankruptcy]]></category>
		<category><![CDATA[favourite]]></category>
		<category><![CDATA[file for bankruptcy]]></category>

		<guid isPermaLink="false">http://bankruptcy-aid.com/?p=720</guid>
		<description><![CDATA[When you have reached the end of your ropes and are hanging on by a thread, the only lifeline you may have left is to file for personal bankruptcy.  The process is not complicated, but many people have no idea what to do or how to even begin.  Here are the steps to take to get the relief you need:]]></description>
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		<title>Bankruptcy Fraud is a Federal Offense</title>
		<link>http://bankruptcy-aid.com/2009/11/11/bankruptcy-fraud/</link>
		<comments>http://bankruptcy-aid.com/2009/11/11/bankruptcy-fraud/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 08:00:48 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[More Articles]]></category>
		<category><![CDATA[bankruptcy fraud]]></category>
		<category><![CDATA[favourite]]></category>

		<guid isPermaLink="false">http://bankruptcy-aid.com/?p=700</guid>
		<description><![CDATA[When dishonest debtors falsely file a bankruptcy claim, they often conceal their assets or file multiple bankruptcy petitions in different states. In these ways, they are hiding the true state of their finances and the court is using their false statements as fact. This is bankruptcy fraud, and it is a federal offense.]]></description>
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		<title>Declare Bankruptcy</title>
		<link>http://bankruptcy-aid.com/2009/10/23/declare-bankruptcy/</link>
		<comments>http://bankruptcy-aid.com/2009/10/23/declare-bankruptcy/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 02:10:14 +0000</pubDate>
		<dc:creator>Administrator</dc:creator>
				<category><![CDATA[Bankruptcy Tips]]></category>
		<category><![CDATA[declare bankruptcy]]></category>
		<category><![CDATA[favourite]]></category>

		<guid isPermaLink="false">http://bankruptcy-aid.com/?p=687</guid>
		<description><![CDATA[Information to help you decide whether to declare bankruptcy or not. With the economy as bad as the last year has been, there has been a sharp increase in the number of personal bankruptcies filed. By some estimates, the increase is as high 34%...]]></description>
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